Independent Financial Consulting — Cape Town
Soventa helps individuals, families and businesses across South Africa turn complicated money decisions into confident, well-documented ones — from tax structuring to retirement planning to business cash flow. No jargon, no upsell, just a plan you actually understand.
Ways of working with us
A no-obligation conversation to understand your situation and tell you honestly whether we're the right fit.
A complete audit of your tax position, investments, debt and risk cover, delivered as a written report with prioritised recommendations.
Continuous access to your consultant for decisions as they arise — a job offer, a property purchase, a change in tax law.
For owner-managed businesses needing structured cash flow forecasting, tax efficiency and board-ready financial reporting.
What will you learn during the call?
A plain-language read of your current tax exposure, savings rate and risk position — not a sales pitch dressed up as analysis.
The specific structures, fees or SARS filings quietly eroding your position, named and quantified.
Not a 40-page roadmap — three prioritised actions you could take this quarter, in order of impact.
An honest assessment of whether ongoing advisory makes sense for you, or whether a single review is enough.
Every call ends with a short document emailed within 24 hours, so nothing said in the room gets lost.
Recognised standards
From the practice
A walk-through of the deadlines, the traps, and when it's worth objecting rather than accepting the pre-filled figure.
Read the guide
Both reduce your tax bill. Only one does it the way most people assume — here's how to choose based on your actual timeline.
Read the guide
A practical 13-week model Cape Town SMEs can build in an afternoon, and the three inputs owners consistently get wrong.
Read the guideWhat clients say
They found a SARS provisional tax error going back three years that our previous accountant had never flagged. The refund alone paid for two years of advisory fees.
I've worked with three financial advisors in my life. Soventa is the first one who told me what NOT to buy.
Our management accounts finally make sense to the whole board, not just the finance team. That alone changed how we make decisions.
The retirement projection they built was the first one that felt honest — conservative assumptions, not a sales illustration.
The people you'll actually speak to
Eighteen years advising Western Cape families and small businesses on tax, retirement and estate structuring.
Former corporate finance manager now dedicated to owner-managed businesses and their cash flow decisions.
Specialises in retirement modelling and offshore allocation for pre- and post-retirement clients.
Handles SARS disputes, provisional tax planning and complex individual filings for the practice.
Send a few details and we'll confirm a time within one business day.